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Monday, April 1, 2013

Reality Town

I had the opportunity to volunteer at the local Jr. High with the YMCA to participate in an event called Reality Town.  It is a really neat experience where the students are assigned a life situation and an income, and they have to go to different booths and purchase essentials like a home, and automobile, car insurance and health insurance.   They have expenses for however many children they are assigned and have costs for groceries etc.  I think it helps teenagers recognize how much it takes to run a household, even if it is for a brief moment.  I worked the car insurance table.  It was a really fun time!

Some of my favorite moments were:
  • We had to send an individual away because there was not enough money left for car insurance. Why? Because he had spent 1400.00 of his monthly budget on groceries.
  • We had a young person return to our table because they had to trade in their BMW for a more sensible car, because they did not have enough money in the budget. 
  • Many of the students came to our table before they purchased a car, and seemed miffed that they could not purchase insurance without an automobile. 
  • How upset the students would get if they were assigned traffic tickets, that their auto insurance rates went up. 
I am grateful for the opportunity I had to help out, and hopefully can participate again next year!

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